Banks focus mailings on current customers, not new ones

Fearful of taking on more risk in today’s economic environment, banks are choosing to focus on keeping current credit card customers rather than acquiring new ones, according to direct mail data from Chicago-based Mintel Comperemedia.

10 creative — or desperate — uses for credit cards

The pieces of plastic in your wallet are good for more than spending. In a pinch, they can scrape ice from a window, pick a guitar and more.

Chilean credit cards

Our ongoing series moves to South America where we visit Chile. There, credit card use continues to grow, but small businesses remain reluctant to embrace plastic.

How to talk to creditors when you can’t pay credit card bills

A step-by-step guide to talking with creditors when there isn’t enough cash for a complete payment.

How debt settlement works, how it affects credit scores, how to choose a firm

Debt settlement lets you escape part of your debt, but at a price to your credit score.

When collectors come after you for ex’s unpaid debt

It’s an all-too-common problem: Your ex defaults on credit card debt on a joint account, so collectors are coming after you. What are your options?

Is the free credit card application center a sca

What person wouldnt want to have something for free A something for nothing trade is one of the most amazing things to happen to any to any consumer

A free credit card application center is seen as one of the effective ways to get consumers to buy get a credit card It is an enticing offer made to those who fall prey to the word FREE

The free credit card application center can be seen anywh…..More on Credit Card Application

Successful Credit Cards For a Successful You

There are tons of competing credit card companies around For the consumer in you and me, separating the wheat from them tares among these companies will be quite an enormous task What should one look for anyway when considering what credit card company to avail of

As with most smart consumers, the key to finding the best credit card company is to stick with the best Among the hundreds of cre…..More on Credit Card Application

A Credit-free Card: What is a prepaid credit car

In this high-tech era of computers and machines, the purchasing power of people is mostly based on credit Nowadays, credit cards are almost indispensable in almost any business transaction For one, nobody can purchase anything online without a credit card

People who have a poor credit history though, will have a hard time getting or renewing their credit cards This is where prepaid credit bec…..More on Credit Card Application

Paying less than minimum won’t ward off garnishment

Paying less than the minimum amount won’t ward off garnishment. It’s best to contact creditors directly to work out a payment plan.